Easy Cashless Payment Tips For UAE Travelers: The UAE is now one of the easiest places in the world to travel without cash. Whether you’re shopping in Dubai or exploring Abu Dhabi’s museums, you can pay almost anywhere with a tap, scan, or swipe.
Easy Cashless Payment Tips For UAE Travelers
Cards and Contactless Payments
Credit and debit cards are accepted almost everywhere, including hotels, restaurants, taxis, and shops. Visa and Mastercard work best. Amex is also accepted in many places. Always choose to pay in UAE dirhams (AED), not your home currency, to avoid extra charges. Also, let your bank know you’re traveling to avoid any card issues.
Use Your Phone to Pay
Contactless payment is very common. You can tap your phone or smartwatch at most stores using:
- Apple Pay (iPhone and Apple Watch)
- Google Pay (Android)
- Samsung Wallet
Tip: Set these up before your trip and look for the contactless symbol at checkout.
Local Wallet Apps to Try
Some UAE-based apps offer extra perks, but full access might need a local SIM or Emirates ID.
e& money: Works with UAE SIM cards. Offers a virtual Mastercard and bill payment features.
du Pay: Good for du SIM users. Includes mobile top-ups and a prepaid Visa card.
Payit: Gives you a prepaid Visa card and access to discounts, QR code payments, and bill splitting.
Careem Pay: Great if you’re already using Careem for rides or food delivery. Just link your card and pay in the app.
Klip: A simple wallet option that works even without a local bank account.
Prepaid Travel Cards
You can buy prepaid cards at exchange centers like Al Ansari or Al Fardan. These let you lock in rates and pay safely without using your bank account.
When You Still Need Cash
Most places accept cards, but it’s smart to carry some cash for tips, souks, or smaller shops. Exchange money at malls or use ATMs. Avoid hotel currency desks, as they usually have higher fees. ATMs accept international cards and allow up to AED 5,000 per day.
The Bottom Line
Paying in the UAE is simple. Use your cards, mobile wallet, or try a local app or prepaid card for more flexibility and deals. Set everything up before you go, carry a bit of cash, and enjoy your trip without payment worries.
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